Walmart and other Indiana grocery stores mostly stay open on MLK Day, while banks close

What shoppers in Indiana can expect on Monday, Jan. 19, 2026

Martin Luther King Jr. Day falls on Monday, Jan. 19, 2026, and it is a federal holiday that changes operating schedules for many public services. For many Indiana households, the most immediate question is whether grocery and big-box retailers will be open for routine shopping, prescriptions, and last-minute needs.

Across the retail sector, the holiday generally does not bring widespread closures. Most large chains are expected to operate, though some locations may adjust opening or closing times based on local staffing and market conditions.

Walmart hours: generally open, with location-by-location variation

Walmart stores are widely expected to operate on MLK Day, with commonly listed hours running from about 6 a.m. to 11 p.m. Because store hours can differ by location—including for Supercenters, Neighborhood Markets, and stores with specialized services—customers are typically advised to confirm hours for their specific store before traveling.

Other grocery and big-box chains: mostly open, but hours can vary

Several other major retailers and grocers commonly serving Indiana shoppers are also expected to remain open on MLK Day, although exact hours can differ by store and by department (including pharmacies, in-store banks, and fuel centers).

• Target: expected to be open, with hours varying by location.
• Kroger: expected to be open during normal hours in many markets; some bakery or service counters may keep different schedules.
• Costco: expected to be open on MLK Day; published holiday guidance for 2026 indicates MLK Day is not among Costco’s warehouse-closure holidays.
• Aldi: expected to be open, with hours varying by store.

What is typically closed: mail, many banks, and financial markets

While grocery aisles and retail checkouts are largely expected to be available, several services tied to government operations and financial systems typically pause for the holiday. Regular U.S. mail delivery does not run on MLK Day, and many bank branches close in observance of the Federal Reserve holiday schedule, even as ATMs and online banking remain available. U.S. stock markets also observe the holiday with a closure, resuming normal trading the next day.

Practical takeaway for Indiana shoppers: retail is generally open on MLK Day, but hours and in-store services can vary by location and department.

For time-sensitive errands—such as prescription pickups, money services, or orders requiring shipping—checking the specific store’s posted holiday schedule remains the most reliable way to avoid surprises.